Fund Facts

The Fund Facts highlights key information about our investment products for investors, including performance, risk, and the costs of buying and owning a fund. If you have any questions about our products or services, please call a CIBC Mutual Fund representative at <U>1-800-465-3863</U>.

This information is provided for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard or be considered predictive of any future market performance. Any information or discussion about the current characteristics of the funds or how the portfolio managers are managing the funds that is supplementary to information in the prospectus is not a discussion about material investment objectives or strategies, but solely a discussion of the current characteristics or manner of fulfilling the investment objectives and strategies, and is subject to change without notice. You should not act or rely on the information without seeking the advice of a professional.

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